Plan Ledger DOL Form 5500 · updated monthly

Keesler Federal Credit Union401(k)

KEESLER FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · BILOXI, MS · plan year 2025

Reported admin expense ratio · 2025
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Keesler Federal Credit Union reported $137,718 in plan administrative expenses for 2025: 0.32% of average plan assets, above the peer median. Employer contributions averaged $2,626 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.323%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 46th-largest of 367 plans among Mississippi employers on file, and the 1,757th of 4,798 in finance & insurance. In 2025, employees put in $1.46 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$46,953,326
Participants with balances1,079
Active participants815
Employer contributions$2,140,153
Employee contributions$3,132,896
Employer contribution per active participant$2,626
Average account balance$43,516
Benefits paid to participants$2,991,354
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$47.0M · 1,079 accts · $2.1M emplr
2024$38.4M · 1,054 accts · $2.0M emplr
2023$31.9M · 1,020 accts · $1.9M emplr
2022$24.3M · 994 accts · $1.8M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$98,267
Investment management$39,451
Total administrative$137,718
The Keesler Federal Credit Union 401(k) match · 2025
Employer contribution per active participant$2,626
Median for plans this size$2,666
2025$2,626 per active participant
2024$2,598 per active participant
2023$2,459 per active participant
2022$2,243 per active participant

Keesler Federal Credit Union's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$98,267
MEMBERS CAPITAL ADVISORS, INC. · Investment advisory (plan)$39,451

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TruStage (CUNA Mutual)
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$137,718 · 0.32%
2024$121,515 · 0.35%
2023$94,371 · 0.34%
2022$79,745 · 0.32%
Same employer
Similar plansFinance & Insurance · Mississippi

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 640302297 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.