Plan Ledger DOL Form 5500 · updated monthly

Kalispell Ford, LLC401(k)

KALISPELL FORD, LLC 401(K) PROFIT SHARING PLAN · KALISPELL, MT · plan year 2022

Reported admin expense ratio · 2022
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Kalispell Ford, LLC reported $738 in plan administrative expenses for 2022: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $359 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Montana (195th of 229), and 4,326th of 5,215 in retail trade. In 2022, employees put in $6.90 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,086,163
Participants with balances82
Active participants148
Employer contributions$53,161
Employee contributions$366,720
Employer contribution per active participant$359
Average account balance$37,636
Benefits paid to participants$304,896
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2022
Investment management$738
Total administrative$738
The Kalispell Ford, LLC 401(k) match · 2022
Employer contribution per active participant$359
Median for plans this size$1,114

Kalispell Ford, LLC's 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$738 · 0.02%
Same employer
Similar plansRetail Trade · Montana
Lisac's, Inc. MT$6.0M · 0.44%
Shiptons Big R, Inc. MT$5.8M · 0.77%
Bob Ward & Sons, Inc. MT$5.1M · 0.49%
Karl Tyler Chevrolet MT$362K · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 813335127 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.