Plan Ledger DOL Form 5500 · updated monthly

Jwch Institute, Inc.401(k)

JWCH INSTITUTE, INC. 401(K) PROFIT SHARING PLAN · COMMERCE, CA · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Jwch Institute, Inc. reported $21,258 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,728 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 10.77% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,784th-largest of 9,483 plans among California employers on file, and the 1,900th of 11,911 in health care & social assistance. In 2024, employees put in $1.47 for every $1.00 the employer contributed; active participation has grown from 1,090 to 1,458 since 2022.

Plan summary
Net assets, end of year$49,129,134
Participants with balances2,135
Active participants1,458
Employer contributions$2,519,614
Employee contributions$3,708,788
Employer contribution per active participant$1,728
Average account balance$23,011
Benefits paid to participants$1,980,636
Plan auditUnmodified (clean) audit opinion
AuditorVASQUEZ & COMPANY LLC
Plan history3
Yearassets · accounts · employer contribution
2024$49.1M · 2,135 accts · $2.5M emplr
2023$39.7M · 1,892 accts · $2.0M emplr
2022$31.1M · 1,744 accts · $2.0M emplr
The Jwch Institute, Inc. 401(k) match · 2024
Employer contribution per active participant$1,728
Median for plans this size$2,416
2024$1,728 per active participant
2023$1,691 per active participant
2022$1,845 per active participant

Jwch Institute, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$30,484

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$21,258 · 0.05%
2023$21,415 · 0.06%
2022$3,006,127 · 10.77%
Same employer
Similar plansHealth Care & Social Assistance · California
Vision Partners LLC CA$50.9M · 0.35%
Sycamores CA$48.5M · 0.21%
Onelegacy CA$48.2M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952289916 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.