Plan Ledger DOL Form 5500 · updated monthly

Judy Construction Company401(k)

JUDY CONSTRUCTION COMPANY PROFIT SHARING PLAN · CYNTHIANA, KY · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Judy Construction Company reported $22,295 in plan administrative expenses for 2024: 0.19% of average plan assets, below the peer median. Employer contributions averaged $2,739 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.191%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 427th-largest of 871 plans among Kentucky employers on file, and 2,829th of 5,337 in construction. In 2024, the employer put in $2.46 for every $1.00 employees contributed themselves; active participation has shrunk from 178 to 153 since 2022.

Plan summary
Net assets, end of year$11,862,303
Participants with balances315
Active participants153
Employer contributions$419,012
Employee contributions$170,344
Employer contribution per active participant$2,739
Average account balance$37,658
Benefits paid to participants$682,167
Plan auditUnmodified (clean) audit opinion
AuditorECP ACCOUNTING, INC.
Plan history3
Yearassets · accounts · employer contribution
2024$11.9M · 315 accts · $419K emplr
2023$11.5M · 302 accts · $528K emplr
2022$9.8M · 298 accts · $577K emplr
Administrative expenses, itemized · 2024
Investment management$22,295
Total administrative$22,295
The Judy Construction Company 401(k) match · 2024
Employer contribution per active participant$2,739
Median for plans this size$2,416
2024$2,739 per active participant
2023$3,183 per active participant
2022$3,242 per active participant

Judy Construction Company's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
BLUE & CO., LLC · Accounting / audit$13,125
EMPOWER ADVISORY GROUP, LLC · Investment management$1,689
MCGREGOR & ASSOCIATES, INC. · Contract administrator$965
LPL FINANCIAL CORPORATIONindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$22,295 · 0.19%
2023$17,475 · 0.16%
2022$19,059 · 0.19%
All plans at this employer2
JUDY CONSTRUCTION COMPANY PROFIT SHARING PLAN401(k)
JUDY CONSTRUCTION COMPANY EMPLOYEE STOCK OWNERSHIP PLANESOP
Similar plansConstruction · Kentucky
Marine Solutions, Inc. KY$12.6M · 0.16%
Mago Construction Co., LLC KY$11.5M · 0.67%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 610861333 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.