Plan Ledger DOL Form 5500 · updated monthly

Jtc USA Holdings Inc401(k)

JTC USA 401(K) PLAN · SAN JOSE, CA · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Jtc USA Holdings Inc reported $83,077 in plan administrative expenses for 2024: 0.39% of average plan assets, above the peer median. Employer contributions averaged $5,122 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.27% to 0.39%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 3,168th-largest of 9,483 plans among California employers on file, and 2,749th of 4,798 in finance & insurance. In 2024, employees put in $1.76 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$24,306,950
Participants with balances378
Active participants374
Employer contributions$1,915,608
Employee contributions$3,369,822
Employer contribution per active participant$5,122
Average account balance$64,304
Benefits paid to participants$1,708,698
Plan auditUnmodified (clean) audit opinion
AuditorSUTTON FROST CARY
Plan history2
Yearassets · accounts · employer contribution
2024$24.3M · 378 accts · $1.9M emplr
2023$17.9M · 335 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$83,077
Total administrative$83,077
The Jtc USA Holdings Inc 401(k) match · 2024
Employer contribution per active participant$5,122
Median for plans this size$2,416
2024$5,122 per active participant
2023$4,268 per active participant

Jtc USA Holdings Inc's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$31,416
GLOBAL RETIREMENT PARTNERS, LLC$46,811

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023CETERA RETIREMENT PLAN SPECIALISTS, John Hancock, Nationwide

This plan has changed recordkeepers within these filings. If you left Jtc USA Holdings Inc before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$83,077 · 0.39%
2023$32,432 · 0.27%
Same employer
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Century Housing Corporation CA$24.7M · 0.14%
Research Affiliates, LLC CA$24.5M · 0.06%
Varo Money, Inc. CA$23.7M · 0.40%
Intercare Holdings, Inc. CA$23.5M · 0.40%
Open Bank CA$23.2M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 850802397 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.