Plan Ledger DOL Form 5500 · updated monthly

John S. James Co.401(k)

JOHN S. JAMES CO. 401(K) RETIREMENT PLAN · GARDEN CITY, GA · plan year 2023

Reported admin expense ratio · 2023
0.28%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

John S. James Co. reported $30,386 in plan administrative expenses for 2023: 0.28% of average plan assets, above the peer median. Employer contributions averaged $1,464 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Georgia (1,161st of 2,160), and the 1,077th of 2,677 in transportation & warehousing. In 2023, employees put in $2.66 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,361,806
Participants with balances197
Active participants179
Employer contributions$262,095
Employee contributions$696,256
Employer contribution per active participant$1,464
Average account balance$57,674
Benefits paid to participants$1,420,257
Plan auditUnmodified (clean) audit opinion
AuditorHANCOCK ASKEW & CO. LLP
Plan history3
Yearassets · accounts · employer contribution
2024$10.7M · 172 accts · $260K emplr
2023$11.4M · 197 accts · $262K emplr
2022$10.2M · 180 accts · $216K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$6,981
Investment management$5,470
Total administrative$30,386
The John S. James Co. 401(k) match · 2023
Employer contribution per active participant$1,464
Median for plans this size$2,440
2024$1,686 per active participant
2023$1,464 per active participant
2022$1,287 per active participant

John S. James Co.'s 2023 employer contribution ran below the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
HANCOCK ASKEW & CO., LLP · Accounting / audit$17,000
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$6,981
LEAFHOUSE FINANCIAL ADVISORS LLC · Investment advisory (plan)$5,267

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$29,495 · 0.27%
2023$30,386 · 0.28%
2022$29,094 · 0.26%
Same employer
Similar plansTransportation & Warehousing · Georgia
Pak Lite GA$11.8M · 0.45%
Howard Sheppard, LLC GA$10.7M · 0.35%
Helicopter Express, Inc. GA$10.7M · 0.97%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581276963 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.