Plan Ledger DOL Form 5500 · updated monthly

John Aguilar & Company, Inc. dba Vernon Transportation401(k)

JOHN AGUILAR & COMPANY, INC. PROFIT SHARING 401(K) PLAN · STOCKTON, CA · plan year 2024

Reported admin expense ratio · 2024
0.96%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

John Aguilar & Company, Inc. dba Vernon Transportation reported $61,710 in plan administrative expenses for 2024: 0.96% of average plan assets, higher than ~75% of peers. Employer contributions averaged $881 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.58% to 0.96%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in California (6,426th of 9,483), and 1,427th of 2,677 in transportation & warehousing. In 2024, employees put in $6.65 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,722,499
Participants with balances162
Active participants137
Employer contributions$120,736
Employee contributions$803,420
Employer contribution per active participant$881
Average account balance$41,497
Benefits paid to participants$1,146,344
Plan auditUnmodified (clean) audit opinion
AuditorKEMPER CPA GROUP LLP
Plan history3
Yearassets · accounts · employer contribution
2024$6.7M · 162 accts · $121K emplr
2023$6.2M · 181 accts · $201K emplr
2022$4.6M · 166 accts · $165K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$51,565
Audit (IQPA)$10,145
Total administrative$61,710
The John Aguilar & Company, Inc. dba Vernon Transportation 401(k) match · 2024
Employer contribution per active participant$881
Median for plans this size$1,313
2024$881 per active participant
2023$1,189 per active participant
2022$1,144 per active participant

John Aguilar & Company, Inc. dba Vernon Transportation's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$51,565
KEMPER CPA GROUP LLP · Accounting / audit$10,145

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$61,710 · 0.96%
2023$31,495 · 0.59%
2022$26,165 · 0.58%
Same employer
Similar plansTransportation & Warehousing · California
Winedirect, Inc. CA$6.9M · 0.47%
Paratransit, Inc. CA$6.8M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 954118080 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.