Plan Ledger DOL Form 5500 · updated monthly

Jm Texas Companies, LLC401(k)

EAGLE RAILCAR SERVICES RETIREMENT SAVINGS PLAN · EASTLAND, TX · plan year 2024

Reported admin expense ratio · 2024
0.64%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Jm Texas Companies, LLC reported $77,766 in plan administrative expenses for 2024: 0.64% of average plan assets, higher than ~90% of peers. Employer contributions averaged $587 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.94% to 0.64%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 2,658th-largest of 5,688 plans among Texas employers on file, and 7,711th of 13,661 in manufacturing. In 2024, employees put in $2.57 for every $1.00 the employer contributed; active participation has grown from 830 to 1,000 since 2022.

Plan summary
Net assets, end of year$13,008,280
Participants with balances410
Active participants1,000
Employer contributions$587,453
Employee contributions$1,507,828
Employer contribution per active participant$587
Average account balance$31,728
Benefits paid to participants$1,707,484
Plan auditUnmodified (clean) audit opinion
AuditorCONDLEY AND COMPANY, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$13.0M · 410 accts · $587K emplr
2023$11.3M · 399 accts · $457K emplr
2022$10.1M · 388 accts · $484K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$43,664
Investment management$30,204
Trustee / custodial$3,898
Total administrative$77,766
The Jm Texas Companies, LLC 401(k) match · 2024
Employer contribution per active participant$587
Median for plans this size$2,416
2024$587 per active participant
2023$476 per active participant
2022$583 per active participant

Jm Texas Companies, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
AMERITAS LIFE INSURANCE CORP · Claims processing · Contract administrator$43,664
FONDREN OAKS CAPITAL MANAGEMENT · Investment advisory (participants) · Investment advisory (plan)$30,204
CHARLES SCHWAB BANK · Custodial (securities) · Trustee (directed)$3,898

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ameritas
2023Ameritas

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$77,766 · 0.64%
2023$92,374 · 0.86%
2022$97,928 · 0.94%
Same employer
Similar plansManufacturing · Texas
Concote Corporation TX$13.4M · 0.03%
Spr Packaging LLC TX$13.4M · 0.44%
Applied Concepts, Inc. TX$13.4M · 0.87%
I-Corp TX$13.0M · 0.02%
Lamberti USA, Inc. TX$13.0M · 0.08%
Holmes Foods Inc. TX$13.0M · 0.49%
Cs Beef Packers, LLC TX$12.9M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 264818658 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.