Plan Ledger DOL Form 5500 · updated monthly

James J Lynch MD LTD dba Spinenevada401(k)

SPINENEVADA 401K RETIREMENT PLAN · RENO, NV · plan year 2022

Reported admin expense ratio · 2022
0.77%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

James J Lynch MD LTD dba Spinenevada reported $46,527 in plan administrative expenses for 2022: 0.77% of average plan assets, above the peer median. Employer contributions averaged $6,052 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Nevada (262nd of 437), and 7,262nd of 11,911 in health care & social assistance. In 2022, employees put in $1.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,184,228
Participants with balances79
Active participants60
Employer contributions$363,125
Employee contributions$662,425
Employer contribution per active participant$6,052
Average account balance$78,281
Benefits paid to participants$975,377
Plan auditUnmodified (clean) audit opinion
AuditorWINDES INC
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$43,152
Professional / advisory$3,375
Total administrative$46,527
The James J Lynch MD LTD dba Spinenevada 401(k) match · 2022
Employer contribution per active participant$6,052
Median for plans this size$1,114

James J Lynch MD LTD dba Spinenevada's 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$46,527 · 0.77%
Similar plansHealth Care & Social Assistance · Nevada
Northern Nevada Hopes NV$9.6M · 0.96%
Nevada Donor Network NV$9.6M · 0.79%
Community Health Alliance NV$6.0M · 1.15%
Three Square NV$4.0M · 0.87%

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Source: U.S. Department of Labor, Form 5500 series, EIN 270028866 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.