Plan Ledger DOL Form 5500 · updated monthly

James G. Parker Insurance Associates401(k)

JAMES G. PARKER INSURANCE ASSOCIATES EMPLOYEES 401K PLAN · FRESNO, CA · plan year 2024

Reported admin expense ratio · 2024
0.43%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

James G. Parker Insurance Associates reported $72,565 in plan administrative expenses for 2024: 0.43% of average plan assets, above the peer median. Employer contributions averaged $616 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.40% to 0.43%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 4,017th-largest of 9,483 plans among California employers on file, and 3,281st of 4,798 in finance & insurance. In 2024, employees put in $7.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,266,434
Participants with balances234
Active participants230
Employer contributions$141,757
Employee contributions$1,087,084
Employer contribution per active participant$616
Average account balance$73,788
Benefits paid to participants$2,543,779
Plan auditUnmodified (clean) audit opinion
AuditorCUTTONE & MASTRO
Plan history3
Yearassets · accounts · employer contribution
2024$17.3M · 234 accts · $142K emplr
2023$16.5M · 223 accts · $134K emplr
2022$13.4M · 240 accts · $123K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$70,557
Total administrative$72,565
The James G. Parker Insurance Associates 401(k) match · 2024
Employer contribution per active participant$616
Median for plans this size$2,416
2024$616 per active participant
2023$773 per active participant
2022$513 per active participant

James G. Parker Insurance Associates's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
WORLD INVESTMENT ADVISORS · Investment advisory (plan)$34,158
GREAT WEST LIFE AND ANNUITY$27,701
EMPOWER RETIREMENT ADVISORY SERVICE · Investment management$14,051
FOX & FOX · Contract administratorindirect comp
TD AMERITRADE · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$72,565 · 0.43%
2023$59,406 · 0.40%
2022$56,763 · 0.40%
Same employer
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Sacramento Credit Union CA$18.2M · 0.22%
Safe 1 Credit Union CA$18.1M · 0.20%
Figure Technology Solutions CA$18.0M · 0.29%
Newport Service Corporation CA$17.9M · 0.00%
Acore Capital, LP CA$16.8M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942494444 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.