Plan Ledger DOL Form 5500 · updated monthly

James Craft & Son, Inc.401(k)

JAMES CRAFT & SON, INC. 401(K) RETIREMENT PLAN · YORK HAVEN, PA · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

James Craft & Son, Inc. reported $14,677 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,246 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 1,612th-largest of 3,651 plans among Pennsylvania employers on file, and the 2,151st of 5,337 in construction. In 2024, employees put in $2.83 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$18,396,506
Participants with balances154
Active participants131
Employer contributions$294,260
Employee contributions$832,029
Employer contribution per active participant$2,246
Average account balance$119,458
Benefits paid to participants$770,465
Plan auditUnmodified (clean) audit opinion
AuditorRKL, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$18.4M · 154 accts · $294K emplr
2023$16.0M · 143 accts · $261K emplr
2022$13.4M · 145 accts · $253K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,677
Total administrative$14,677
The James Craft & Son, Inc. 401(k) match · 2024
Employer contribution per active participant$2,246
Median for plans this size$2,416
2024$2,246 per active participant
2023$2,171 per active participant
2022$1,960 per active participant

James Craft & Son, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASSURED PARTNERS CAPITAL, INC. · Other servicesindirect comp
PENNSYLVANIA PENSION PLANNERS · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$14,677 · 0.09%
2023$14,157 · 0.10%
2022$16,236 · 0.11%
Same employer
Similar plansConstruction · Pennsylvania
W.G. Tomko, Incorporated PA$18.8M · 0.33%
Rycon Holdings, Inc. PA$18.8M · 0.05%
Glasgow, Inc. PA$18.5M · 0.01%
Warfel Construction Company PA$18.5M · 0.48%
Klover Sepa Inc. PA$17.9M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231602205 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.