Plan Ledger DOL Form 5500 · updated monthly

Jaj Roofing dba Citadel Roofing and Solar401(k)

CITADEL ROOFING AND SOLAR 401(K) PLAN · VACAVILLE, CA · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Jaj Roofing dba Citadel Roofing and Solar reported $60,351 in plan administrative expenses for 2024: 0.74% of average plan assets, above the peer median. Employer contributions averaged $527 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.01% to 0.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (5,610th of 9,483), and 3,171st of 5,337 in construction. In 2024, employees put in $2.70 for every $1.00 the employer contributed; active participation has shrunk from 967 to 855 since 2022.

Plan summary
Net assets, end of year$9,478,637
Participants with balances158
Active participants855
Employer contributions$450,703
Employee contributions$1,218,333
Employer contribution per active participant$527
Average account balance$59,991
Benefits paid to participants$356,948
Plan auditUnmodified (clean) audit opinion
AuditorBFBA LLP
Plan history3
Yearassets · accounts · employer contribution
2024$9.5M · 158 accts · $451K emplr
2023$6.9M · 135 accts · $517K emplr
2022$4.5M · 126 accts · $391K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,611
Investment management$34,740
Total administrative$60,351
The Jaj Roofing dba Citadel Roofing and Solar 401(k) match · 2024
Employer contribution per active participant$527
Median for plans this size$1,313
2024$527 per active participant
2023$682 per active participant
2022$404 per active participant

Jaj Roofing dba Citadel Roofing and Solar's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE CO · Recordkeeping · Investment management$1,378
GOLDEN GATE RETIREMENT · Contract administrator$2,160

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$60,351 · 0.74%
2023$47,980 · 0.84%
2022$38,521 · 1.01%
Same employer
Similar plansConstruction · California
Lord & Sons, Inc. CA$9.9M · 0.24%
Legacy Builders, Inc. CA$9.6M · 0.37%
Energy Vault, Inc. CA$9.4M · 0.04%
Brown Construction, Inc. CA$9.4M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 473949736 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.