Plan Ledger DOL Form 5500 · updated monthly

J.R. Group, Inc.401(k)

J.R. GROUP, INC. 401(K) PLAN · MT. LAUREL, NJ · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

J.R. Group, Inc. reported $2,224 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $380 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.011% to 0.011%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,022nd-largest of 2,419 plans among New Jersey employers on file, and the 1,356th of 5,215 in retail trade. In 2024, employees put in $15.79 for every $1.00 the employer contributed; active participation has shrunk from 238 to 162 since 2022.

Plan summary
Net assets, end of year$21,832,952
Participants with balances168
Active participants162
Employer contributions$61,595
Employee contributions$972,484
Employer contribution per active participant$380
Average account balance$129,958
Benefits paid to participants$1,842,706
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.8M · 168 accts · $62K emplr
2023$20.0M · 164 accts · $69K emplr
2022$17.1M · 168 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,224
Total administrative$2,224
The J.R. Group, Inc. 401(k) match · 2024
Employer contribution per active participant$380
Median for plans this size$2,416
2024$380 per active participant
2023$299 per active participant

J.R. Group, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$2,225
UBS FINANCIAL SERVICES INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,224 · 0.01%
2023$28,359 · 0.15%
2022$2,125 · 0.01%
Same employer
Similar plansRetail Trade · New Jersey
World Finer Foods LLC NJ$24.1M · 0.06%
H Mart Inc. NJ$22.7M · 0.78%
Builders General Supply NJ$21.6M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 223478814 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.