Plan Ledger DOL Form 5500 · updated monthly

J. J. McDonnell & Co., Inc.401(k)

J. J. MCDONNELL & CO., INC. 401(K) PROFIT SHARING PLAN · ELKRIDGE, MD · plan year 2025

Reported admin expense ratio · 2025
0.60%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

J. J. McDonnell & Co., Inc. reported $65,599 in plan administrative expenses for 2025: 0.60% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,066 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.83% to 0.60%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Maryland (940th of 1,671), and 2,763rd of 4,246 in wholesale trade. In 2025, employees put in $2.87 for every $1.00 the employer contributed; active participation has grown from 157 to 228 since 2022.

Plan summary
Net assets, end of year$11,176,199
Participants with balances151
Active participants228
Employer contributions$243,068
Employee contributions$698,584
Employer contribution per active participant$1,066
Average account balance$74,015
Benefits paid to participants$2,105,186
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$11.2M · 151 accts · $243K emplr
2024$10.9M · 176 accts · $224K emplr
2023$9.5M · 123 accts · $170K emplr
2022$7.6M · 118 accts · $137K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$48,259
Investment management$12,286
Audit (IQPA)$5,054
Total administrative$65,599
The J. J. McDonnell & Co., Inc. 401(k) match · 2025
Employer contribution per active participant$1,066
Median for plans this size$2,666
2025$1,066 per active participant
2024$1,094 per active participant
2023$1,002 per active participant
2022$874 per active participant

J. J. McDonnell & Co., Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
T. ROWE PRICE RETIREMENT PLAN SERVI · Contract administrator · Recordkeeping$42,771
LPL FINANCIAL LLC · Investment advisory (participants)$12,286
POLLARD & ASSOCIATES · Loan processing$5,488
CARON & BLETZER, PLLC · Accounting / audit$5,054

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025T. Rowe Price
2024T. Rowe Price
2023John Hancock

This plan has changed recordkeepers within these filings. If you left J. J. McDonnell & Co., Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$65,599 · 0.60%
2024$51,402 · 0.50%
2023$33,306 · 0.39%
2022$67,950 · 0.83%
Same employer
Similar plansWholesale Trade · Maryland
Burch Oil Company, Inc. MD$12.2M · 0.04%
H & M Wagner & Sons, Inc. MD$11.3M · 0.49%
Recipe Acquisition Corp. MD$11.3M · 0.40%
Tri-Gas & Oil Co. Inc. MD$10.8M · 0.67%
Trible's, Inc MD$9.6M · 0.73%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521482094 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.