Plan Ledger DOL Form 5500 · updated monthly

J. F. Sobieski Mechanical Contractors, Inc.401(k)

J. F. SOBIESKI MECHANICAL CONTRACTORS, INC. 401(K) PROFIT SHARING PLAN · NEWARK, DE · plan year 2024

Reported admin expense ratio · 2024
0.61%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

J. F. Sobieski Mechanical Contractors, Inc. reported $89,102 in plan administrative expenses for 2024: 0.61% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,040 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.39% to 0.61%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 115th-largest of 242 plans among Delaware employers on file, and the 2,414th of 5,337 in construction. In 2024, employees put in $3.09 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,447,702
Participants with balances411
Active participants362
Employer contributions$376,372
Employee contributions$1,161,482
Employer contribution per active participant$1,040
Average account balance$37,586
Benefits paid to participants$1,469,326
Plan auditUnmodified (clean) audit opinion
AuditorSANTORA CPA GROUP
Plan history3
Yearassets · accounts · employer contribution
2024$15.4M · 411 accts · $376K emplr
2023$13.7M · 388 accts · $333K emplr
2022$11.3M · 505 accts · $328K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$89,102
Total administrative$89,102
The J. F. Sobieski Mechanical Contractors, Inc. 401(k) match · 2024
Employer contribution per active participant$1,040
Median for plans this size$2,416
2024$1,040 per active participant
2023$1,072 per active participant
2022$962 per active participant

J. F. Sobieski Mechanical Contractors, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$89,101
KATHMERE CAPITAL MANAGEMENT, LLC · Investment advisory (plan)indirect comp
ATLANTIC PENSION SERVICES INC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$89,102 · 0.61%
2023$76,012 · 0.61%
2022$46,727 · 0.39%
Same employer
Similar plansConstruction · Delaware
George & Lynch, Inc. DE$21.4M · 0.51%
Schell Brothers, LLC DE$15.4M · 0.45%
Apex Piping Systems, Inc. DE$15.3M · 0.21%
Nickle Electrical Companies DE$15.2M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 510306624 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.