Plan Ledger DOL Form 5500 · updated monthly

J & a Caregivers LLC401(k)

J & A CAREGIVERS LLC 401(K) PROFIT SHARING PLAN & TRUST · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
6.30%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

J & a Caregivers LLC reported $9,624 in plan administrative expenses for 2024: 6.30% of average plan assets, higher than ~90% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 2.74% to 6.30%. The plan sits in the under $1M size bracket, benchmarked here against 1,109 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Illinois (3,632nd of 3,702), and 11,693rd of 11,911 in health care & social assistance. active participation has grown from 82 to 95 since 2022.

Plan summary
Net assets, end of year$178,123
Participants with balances159
Active participants95
Employer contributions$0
Employee contributions$54,766
Employer contribution per active participant$0
Average account balance$1,120
Benefits paid to participants$8,975
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$178K · 159 accts
2023$127K · 130 accts
2022$80K · 105 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,493
Investment management$1,271
Trustee / custodial$860
Total administrative$9,624
The J & a Caregivers LLC 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$540

J & a Caregivers LLC's 2024 employer contribution ran below the $540 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PAYCHEX, INC. · Recordkeeping$7,753

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$9,624 · 6.30%
2023$5,907 · 5.70%
2022$2,244 · 2.74%
Similar plansHealth Care & Social Assistance · Illinois
Eden Services, Inc. IL$214K · 1.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 271244906 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.