Plan Ledger DOL Form 5500 · updated monthly

Isg Enterprises, LLC401(k)

ISG ENTERPRISES, LLC AND GROUP 401(K) · MOBILE, AL · plan year 2024

Reported admin expense ratio · 2024
0.70%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Isg Enterprises, LLC reported $199,866 in plan administrative expenses for 2024: 0.70% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,185 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.35% to 0.70%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 192nd-largest of 902 plans among Alabama employers on file, and the 1,076th of 4,246 in wholesale trade. In 2024, employees put in $2.98 for every $1.00 the employer contributed; active participation has grown from 356 to 1,173 since 2022.

Plan summary
Net assets, end of year$38,395,055
Participants with balances1,048
Active participants1,173
Employer contributions$1,390,150
Employee contributions$4,142,660
Employer contribution per active participant$1,185
Average account balance$36,637
Benefits paid to participants$4,136,614
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$38.4M · 1,048 accts · $1.4M emplr
2023$18.8M · 495 accts · $995K emplr
2022$8.8M · 378 accts · $387K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$95,311
Investment management$75,805
Audit (IQPA)$28,750
Total administrative$199,866
The Isg Enterprises, LLC 401(k) match · 2024
Employer contribution per active participant$1,185
Median for plans this size$2,416
2024$1,185 per active participant
2023$2,055 per active participant
2022$1,087 per active participant

Isg Enterprises, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
REGIONS BANK · Investment advisory (plan)$75,805
KATZ, SAPPER & MILLER, LLP · Accounting / audit$28,750

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$199,866 · 0.70%
2023$71,666 · 0.52%
2022$34,938 · 0.35%
Same employer
Similar plansWholesale Trade · Alabama
Royal Cup, Inc. AL$52.3M · 0.35%
Cowin Equipment Company Inc AL$42.1M · 0.01%
Truckworx, Inc AL$30.1M · 0.61%
Martin Incorporated AL$25.8M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 842843926 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.