Plan Ledger DOL Form 5500 · updated monthly

Isaiah House, Inc.401(k)

ISAIAH HOUSE RETIREMENT PLAN · CHAPLIN, KY · plan year 2024

Reported admin expense ratio · 2024
1.22%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Isaiah House, Inc. reported $21,442 in plan administrative expenses for 2024: 1.22% of average plan assets, higher than ~90% of peers. Employer contributions averaged $393 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.23% to 1.22%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Kentucky (774th of 871), and 10,023rd of 11,911 in health care & social assistance. In 2024, employees put in $1.72 for every $1.00 the employer contributed; active participation has grown from 334 to 480 since 2022.

Plan summary
Net assets, end of year$2,037,072
Participants with balances123
Active participants480
Employer contributions$188,809
Employee contributions$324,676
Employer contribution per active participant$393
Average account balance$16,562
Benefits paid to participants$244,852
Plan auditUnmodified (clean) audit opinion
AuditorBESTEN & DIERUF
Plan history3
Yearassets · accounts · employer contribution
2024$2.0M · 123 accts · $189K emplr
2023$1.5M · 115 accts · $176K emplr
2022$1.1M · 121 accts · $136K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,437
Investment management$13,005
Total administrative$21,442
The Isaiah House, Inc. 401(k) match · 2024
Employer contribution per active participant$393
Median for plans this size$1,313
2024$393 per active participant
2023$326 per active participant
2022$406 per active participant

Isaiah House, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PCS RETIREMENT LLC · Contract administrator · Pension consulting$13,005
JOULE FINANCIAL · Investment advisory (plan) · Investment management$8,437

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PCS Retirement
2023PCS Retirement

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$21,442 · 1.22%
2023$14,959 · 1.18%
2022$2,110 · 0.23%
Same employer
Similar plansHealth Care & Social Assistance · Kentucky
Carering Health, LLC KY$2.3M · 0.60%
Carering Health, LLC KY$2.3M · 0.60%
Pensacola Health Partners KY$2.2M · 1.19%
HC269, LLC KY$1.7M · 1.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 262961334 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.