Plan Ledger DOL Form 5500 · updated monthly

Inyo Mono Advocates for Community Action401(k)

IMACA 401(K)RETIREMENT PLAN · BISHOP, CA · plan year 2020

Reported admin expense ratio · 2020
0.38%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Inyo Mono Advocates for Community Action reported $4,815 in plan administrative expenses for 2020: 0.38% of average plan assets, below the peer median. Employer contributions averaged $2,018 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.38% to 0.56%. The plan sits in the $1M–$10M size bracket, benchmarked here against 294 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (8,593rd of 9,483), and 10,547th of 11,911 in health care & social assistance. In 2020, employees put in $1.26 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,402,878
Participants with balances124
Active participants33
Employer contributions$66,583
Employee contributions$84,039
Employer contribution per active participant$2,018
Average account balance$11,314
Benefits paid to participants$122,190
Plan auditDisclaimer of opinion
Plan history2
Yearassets · accounts · employer contribution
2022$881K · 77 accts · $24K emplr
2020$1.4M · 124 accts · $67K emplr
The Inyo Mono Advocates for Community Action 401(k) match · 2020
Employer contribution per active participant$2,018
Median for plans this size$893
2022$2,176 per active participant
2020$2,018 per active participant

Inyo Mono Advocates for Community Action's 2020 employer contribution ran above the $893 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2020 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2022$5,814 · 0.56%
2020$4,815 · 0.38%
Similar plansHealth Care & Social Assistance · California
Sanhyd Inc CA$1.4M · 1.47%
Lifesteps CA$1.4M · 1.09%
Coastal Kids Home Care CA$1.4M · 0.64%
Vivalon CA$1.4M · 0.74%
Heal Doctors P.C. CA$1.4M · 0.11%
Ciminocare CA$1.3M · 2.95%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953508750 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.