Plan Ledger DOL Form 5500 · updated monthly

Inwood National Bank401(k)

INWOOD NATIONAL BANK 401(K) PLAN · DALLAS, TX · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Inwood National Bank reported $115,314 in plan administrative expenses for 2024: 0.26% of average plan assets, below the peer median. Employer contributions averaged $4,171 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.26%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,112th-largest of 5,688 plans among Texas employers on file, and the 1,762nd of 4,798 in finance & insurance. In 2024, employees put in $2.04 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$46,681,728
Participants with balances282
Active participants200
Employer contributions$834,271
Employee contributions$1,698,317
Employer contribution per active participant$4,171
Average account balance$165,538
Benefits paid to participants$4,295,125
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$46.7M · 282 accts · $834K emplr
2023$41.2M · 258 accts · $916K emplr
2022$34.7M · 251 accts · $840K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$45,224
Investment management$54,494
Trustee / custodial$15,596
Total administrative$115,314
The Inwood National Bank 401(k) match · 2024
Employer contribution per active participant$4,171
Median for plans this size$2,416
2024$4,171 per active participant
2023$4,053 per active participant
2022$4,038 per active participant

Inwood National Bank's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JULY BUSINESS SERVICES · Contract administrator · Recordkeeping$28,207
RETIREMENT ADVISORS, LLC · Investment advisory (plan)$54,494

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024July Business Services
2023July Business Services

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$115,314 · 0.26%
2023$100,928 · 0.27%
2022$110,532 · 0.29%
Same employer
Similar plansFinance & Insurance · Texas
Eecu TX$48.3M · 0.15%
Plains Bancorp, Inc. TX$47.0M · 0.05%
Amherst Services, Corp. TX$45.8M · 0.19%
A Plus Federal Credit Union TX$45.7M · 0.04%
Vantage Bank Texas TX$44.9M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 751160447 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.