Plan Ledger DOL Form 5500 · updated monthly

International Training & Exchange, Inc.401(k)

INTRAX CULTURAL EXCHANGE 401K PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

International Training & Exchange, Inc. reported $8,965 in plan administrative expenses for 2025: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $926 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.00% to 0.04%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 3,267th-largest of 9,483 plans among California employers on file, and the 1,476th of 3,091 in educational services. In 2025, employees put in $4.51 for every $1.00 the employer contributed; active participation has grown from 146 to 376 since 2022.

Plan summary
Net assets, end of year$23,237,385
Participants with balances220
Active participants376
Employer contributions$348,100
Employee contributions$1,568,541
Employer contribution per active participant$926
Average account balance$105,624
Benefits paid to participants$1,030,660
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$23.2M · 220 accts · $348K emplr
2024$18.7M · 184 accts · $323K emplr
2023$14.9M · 177 accts · $291K emplr
2022$12.0M · 164 accts · $225K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,313
Investment management$5,652
Total administrative$8,965
The International Training & Exchange, Inc. 401(k) match · 2025
Employer contribution per active participant$926
Median for plans this size$2,666
2025$926 per active participant
2024$1,865 per active participant
2023$1,981 per active participant
2022$1,538 per active participant

International Training & Exchange, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$5,652
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$3,313

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$8,965 · 0.04%
2024$7,236 · 0.04%
2023$1,288 · 0.01%
2022$569 · 0.00%
Same employer
Similar plansEducational Services · California
Charles Armstrong School CA$24.4M · 0.00%
Harbor Day School CA$23.5M · 0.16%
American Jewish University CA$22.4M · 0.01%
Kai Ming, Inc CA$21.6M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942919816 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.