Plan Ledger DOL Form 5500 · updated monthly

Integrity Home Mortgage401(k)

INTEGRITY HOME MORTGAGE CORP 401(K) PLAN · WINCHESTER, VA · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Integrity Home Mortgage reported $51,972 in plan administrative expenses for 2024: 0.63% of average plan assets, above the peer median. Employer contributions averaged $1,411 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.83% to 0.63%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Virginia (1,528th of 2,266), and 4,079th of 4,798 in finance & insurance. In 2024, employees put in $3.99 for every $1.00 the employer contributed; active participation has grown from 123 to 178 since 2022.

Plan summary
Net assets, end of year$9,025,013
Participants with balances198
Active participants178
Employer contributions$251,094
Employee contributions$1,000,800
Employer contribution per active participant$1,411
Average account balance$45,581
Benefits paid to participants$739,485
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.0M · 198 accts · $251K emplr
2023$7.6M · 180 accts · $239K emplr
2022$5.8M · 186 accts · $203K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,214
Investment management$24,758
Total administrative$51,972
The Integrity Home Mortgage 401(k) match · 2024
Employer contribution per active participant$1,411
Median for plans this size$1,313
2024$1,411 per active participant
2023$1,636 per active participant
2022$1,646 per active participant

Integrity Home Mortgage's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$18,460
AMERICAN TRUST COMPANY · Contract administrator · Recordkeeping$7,501
BUTTONWOOD WEALTH, LLC · Investment advisory (plan)$24,758

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AMERICAN TRUST COMPANY, The Standard
2023AMERICAN TRUST COMPANY

This plan has changed recordkeepers within these filings. If you left Integrity Home Mortgage before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$51,972 · 0.63%
2023$52,205 · 0.78%
2022$48,182 · 0.83%
Same employer
Similar plansFinance & Insurance · Virginia
Call Federal Credit Union VA$9.8M · 0.66%
Capital Center, LLC VA$9.1M · 0.80%
The Bank of Marion VA$6.5M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 550873456 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.