Plan Ledger DOL Form 5500 · updated monthly

Integral Senior Living, LLC401(k)

ISL EMPLOYEES & AFFILIATES 401(K) PLAN · CARLSBAD, CA · plan year 2023

Reported admin expense ratio · 2023
2.10%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Integral Senior Living, LLC reported $256,735 in plan administrative expenses for 2023: 2.10% of average plan assets, higher than ~90% of peers. Employer contributions averaged $43 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 1.93% to 2.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (4,854th of 9,483), and the 5,005th of 11,911 in health care & social assistance. In 2023, employees put in $36.92 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,579,967
Participants with balances2,843
Active participants2,711
Employer contributions$115,323
Employee contributions$4,257,570
Employer contribution per active participant$43
Average account balance$4,425
Benefits paid to participants$3,306,994
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$12.6M · 2,843 accts · $115K emplr
2022$11.9M · 3,381 accts · $92K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$256,735
Total administrative$256,735
The Integral Senior Living, LLC 401(k) match · 2023
Employer contribution per active participant$43
Median for plans this size$2,440
2023$43 per active participant
2022$28 per active participant

Integral Senior Living, LLC's 2023 employer contribution ran below the $2,440 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
ADP, INC. · Loan processing · Recordkeeping$256,735

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$256,735 · 2.10%
2022$225,582 · 1.93%
Similar plansHealth Care & Social Assistance · California
Unified Care Services LLC CA$12.7M · 0.36%
Casa de Las Campanas CA$12.7M · 0.02%
Vargo Physical Therapy Inc CA$12.5M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330879575 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.