Plan Ledger DOL Form 5500 · updated monthly

Integra Partners401(k)

INTEGRA PARTNERS 401K PLAN · TROY, MI · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Integra Partners reported $9,278 in plan administrative expenses for 2024: 0.13% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,275 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.21% to 0.13%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Michigan (1,719th of 2,619), and 4,189th of 4,798 in finance & insurance. In 2024, employees put in $3.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,820,427
Participants with balances219
Active participants281
Employer contributions$358,181
Employee contributions$1,176,470
Employer contribution per active participant$1,275
Average account balance$35,710
Benefits paid to participants$714,390
Plan auditUnmodified (clean) audit opinion
AuditorBDG-CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$7.8M · 219 accts · $358K emplr
2023$6.1M · 205 accts · $333K emplr
2022$3.8M · 199 accts · $325K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,278
Total administrative$9,278
The Integra Partners 401(k) match · 2024
Employer contribution per active participant$1,275
Median for plans this size$1,313
2024$1,275 per active participant
2023$1,197 per active participant
2022$1,080 per active participant

Integra Partners's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$9,277
ADP BROKER-DEALER · Other servicesindirect comp
LPL FINANCIAL LCJ ASSOCIATES · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$9,278 · 0.13%
2023$8,747 · 0.18%
2022$7,815 · 0.21%
Same employer
Similar plansFinance & Insurance · Michigan
Oxford Bank MI$8.5M · 0.53%
Jolt Credit Union MI$7.8M · 0.05%
Financial Designs, Inc. MI$7.3M · 0.15%
Signal Advisors USA, Inc. MI$6.3M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 421685996 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.