Plan Ledger DOL Form 5500 · updated monthly

Intact Services USA LLC401(k) + ESOP (KSOP)

INTACT USA RETIREMENT SAVINGS PLAN · PLYMOUTH, MN · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Intact Services USA LLC reported $456,708 in plan administrative expenses for 2024: 0.06% of average plan assets, below the peer median. Employer contributions averaged $2,935 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.07% to 0.06%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 51st-largest of 1,918 plans among Minnesota employers on file, and the 210th of 4,798 in finance & insurance. In 2024, employees put in $4.10 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$838,106,694
Participants with balances3,141
Active participants1,637
Employer contributions$4,804,649
Employee contributions$19,694,915
Employer contribution per active participant$2,935
Average account balance$266,828
Benefits paid to participants$74,223,112
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Plan history3
Yearassets · accounts · employer contribution
2024$838.1M · 3,141 accts · $4.8M emplr
2023$787.7M · 3,202 accts · $6.4M emplr
2022$702.1M · 3,157 accts · $18.7M emplr
The Intact Services USA LLC 401(k) match · 2024
Employer contribution per active participant$2,935
Median for plans this size$4,294
2024$2,935 per active participant
2023$3,979 per active participant
2022$12,390 per active participant

Intact Services USA LLC's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$192,544
VANGUARD ADVISERS INC. · Investment advisory (participants)$236,439
CROWE LLP$35,175

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$456,708 · 0.06%
2023$493,438 · 0.07%
2022$503,018 · 0.07%
Same employer
Similar plansFinance & Insurance · Minnesota
Prime Therapeutics LLC MN$911.3M · 0.08%
Piper Sandler Companies MN$809.0M · 0.02%
Medica Services Company LLC MN$455.0M · 0.08%
Bremer Financial Corporation MN$346.0M · 0.14%
Tcf Financial Corporation MN$316.6M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 263300555 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.