Plan Ledger DOL Form 5500 · updated monthly

Inszone Insurance Services LLC401(k)

INSZONE INSURANCE SERVICES LLC 401(K) PLAN · RANCHO CORDOVA, CA · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Inszone Insurance Services LLC reported $21,090 in plan administrative expenses for 2024: 0.20% of average plan assets, below the peer median. Employer contributions averaged $1,503 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.20%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 4,591st-largest of 9,483 plans among California employers on file, and 3,610th of 4,798 in finance & insurance. In 2024, employees put in $2.08 for every $1.00 the employer contributed; active participation has grown from 259 to 718 since 2022.

Plan summary
Net assets, end of year$13,907,805
Participants with balances437
Active participants718
Employer contributions$1,078,825
Employee contributions$2,243,778
Employer contribution per active participant$1,503
Average account balance$31,826
Benefits paid to participants$756,849
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.9M · 437 accts · $1.1M emplr
2023$6.7M · 260 accts · $687K emplr
2022$3.9M · 163 accts · $434K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,575
Investment management$4,365
Total administrative$21,090
The Inszone Insurance Services LLC 401(k) match · 2024
Employer contribution per active participant$1,503
Median for plans this size$2,416
2024$1,503 per active participant
2023$1,785 per active participant
2022$1,676 per active participant

Inszone Insurance Services LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VOYA RETIREMENT ADVISORS LLC · Investment advisory (participants)$5,747
HICKS PENSION SERVICES · Other services$4,052
MORNINGSTAR · Investment advisory (plan)$1,448

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$21,090 · 0.20%
2023$8,153 · 0.15%
2022$3,963 · 0.12%
Similar plansFinance & Insurance · California
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Amwest Funding Corp. CA$13.9M · 0.22%
US Metro Bank CA$13.8M · 0.26%
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Provident Title Company CA$13.7M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 260879471 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.