Plan Ledger DOL Form 5500 · updated monthly

Insulation Specialists of Tulsa Inc401(k)

ISTI PLANT SERVICES 401(K) RETIREMENT PLAN · TULSA, OK · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Insulation Specialists of Tulsa Inc reported $12,589 in plan administrative expenses for 2024: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $708 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 343rd-largest of 724 plans among Oklahoma employers on file, and the 2,666th of 5,337 in construction. In 2024, employees put in $2.02 for every $1.00 the employer contributed; active participation has grown from 724 to 927 since 2022.

Plan summary
Net assets, end of year$13,190,406
Participants with balances293
Active participants927
Employer contributions$656,451
Employee contributions$1,326,160
Employer contribution per active participant$708
Average account balance$45,018
Benefits paid to participants$1,938,929
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.2M · 293 accts · $656K emplr
2023$11.5M · 287 accts · $626K emplr
2022$9.0M · $567K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,330
Investment management$8,759
Total administrative$12,589
The Insulation Specialists of Tulsa Inc 401(k) match · 2024
Employer contribution per active participant$708
Median for plans this size$2,416
2024$708 per active participant
2023$787 per active participant
2022$783 per active participant

Insulation Specialists of Tulsa Inc's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VOYA RETIREMENT ADVISORS, LLC · Investment advisory (participants)$8,753
MORNINGSTAR · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$12,589 · 0.10%
2023$11,247 · 0.11%
2022$7,353 · 0.08%
Same employer
Similar plansConstruction · Oklahoma
Oil Capital Electric, LLC OK$20.8M · 0.02%
Ideal Homes of Norman, L.P. OK$19.5M · 0.36%
Duit Holdings OK$10.7M · 0.02%
Southern Star, Inc. OK$8.6M · 1.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 731513570 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.