Plan Ledger DOL Form 5500 · updated monthly

Insulation by Cohens401(k)

INSULATION BY COHEN'S LLC 401K PROFIT SHARING PLAN AND TRUST · MONCKS CORNER, SC · plan year 2024

Reported admin expense ratio · 2024
0.30%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Insulation by Cohens reported $1,733 in plan administrative expenses for 2024: 0.30% of average plan assets, lower than ~75% of peers. Employer contributions averaged $904 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the under $1M size bracket, benchmarked here against 1,109 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in South Carolina (774th of 807), and 5,201st of 5,337 in construction. In 2024, employees put in $1.90 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$581,682
Participants with balances212
Active participants216
Employer contributions$195,224
Employee contributions$371,033
Employer contribution per active participant$904
Average account balance$2,744
Benefits paid to participants$2,301
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,733
Total administrative$1,733
The Insulation by Cohens 401(k) match · 2024
Employer contribution per active participant$904
Median for plans this size$540

Insulation by Cohens's 2024 employer contribution ran above the $540 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ADP, INC. · Recordkeeping$1,733

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$1,733 · 0.30%
Similar plansConstruction · South Carolina
J. Davis, Inc. SC$1.6M · 1.16%
Rpe Contracting, Inc. SC$999K · 0.25%
Curry Construction, Inc. IL$593K · 0.10%
Claremont Property Co. TX$590K · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 461499167 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.