Plan Ledger DOL Form 5500 · updated monthly

Institute on Aging403(b)

INSTITUTE ON AGING 403(B) PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.59%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Institute on Aging reported $107,453 in plan administrative expenses for 2025: 0.59% of average plan assets, higher than ~90% of peers. Employer contributions averaged $897 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.86% to 0.59%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 3,509th-largest of 9,483 plans among California employers on file, and the 3,546th of 11,911 in health care & social assistance. In 2025, employees put in $3.19 for every $1.00 the employer contributed; active participation has grown from 649 to 929 since 2022.

Plan summary
Net assets, end of year$21,048,914
Participants with balances779
Active participants929
Employer contributions$833,135
Employee contributions$2,655,484
Employer contribution per active participant$897
Average account balance$27,020
Benefits paid to participants$1,099,158
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$21.0M · 779 accts · $833K emplr
2024$15.5M · 610 accts · $569K emplr
2023$11.7M · 481 accts · $517K emplr
2022$8.8M · 445 accts · $402K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$97,044
Total administrative$107,453
Employer contributions to the Institute on Aging plan · 2025
Employer contribution per active participant$897
Median for plans this size$2,666
2025$897 per active participant
2024$643 per active participant
2023$570 per active participant
2022$619 per active participant

Institute on Aging's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
SAGEVIEW ADVISORY GROUP, LLC · Investment management$27,989
INSTITUTE ON AGING · Contract administrator$10,409

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$107,453 · 0.59%
2024$92,635 · 0.68%
2023$74,670 · 0.73%
2022$78,228 · 0.86%
Same employer
Similar plansHealth Care & Social Assistance · California
Zest Anchors, LLC CA$21.1M · 0.23%
Self-Help Enterprises CA$21.1M · 0.45%
Ksl Associate Group, Inc. CA$21.0M · 0.59%
Pathpoint CA$20.9M · 0.03%
Toi Management, LLC CA$20.8M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942978977 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.