Plan Ledger DOL Form 5500 · updated monthly

Institute for Native Pacific401(k)

INSTITUTE FOR NATIVE PACIFIC EDUCATION AND CULTURE 403(B) PLAN · KAPOLEI, HI · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Institute for Native Pacific reported $2,226 in plan administrative expenses for 2024: 0.19% of average plan assets, lower than ~75% of peers. Employer contributions averaged $907 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Hawaii (259th of 269), and 10,731st of 11,911 in health care & social assistance. In 2024, the employer put in $1.08 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$1,202,252
Participants with balances105
Active participants109
Employer contributions$98,914
Employee contributions$91,995
Employer contribution per active participant$907
Average account balance$11,450
Benefits paid to participants$4,164
Plan auditUnmodified (clean) audit opinion
AuditorN&K CPAS, INC
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,226
Total administrative$2,226
The Institute for Native Pacific 401(k) match · 2024
Employer contribution per active participant$907
Median for plans this size$1,313

Institute for Native Pacific's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA SEC. CORP LLC · Recordkeeping · Loan processing$1,269

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$2,226 · 0.19%
Similar plansHealth Care & Social Assistance · Hawaii
Premier Dental Group HI$923K · 0.45%
Nogara Corporation HI$463K · 0.74%
Mastercare, Inc. HI$230K · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990315193 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.