Plan Ledger DOL Form 5500 · updated monthly

Insource Services, Inc.401(k)

INSOURCE SERVICES 401(K) PROFIT SHARING PLAN · WELLESLEY, MA · plan year 2025

Reported admin expense ratio · 2025
0.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Insource Services, Inc. reported $52,389 in plan administrative expenses for 2025: 0.42% of average plan assets, above the peer median. Employer contributions averaged $1,781 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.52% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Massachusetts (1,586th of 2,726), and 6,793rd of 11,654 in professional & technical services. In 2025, employees put in $5.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,135,045
Participants with balances182
Active participants158
Employer contributions$281,343
Employee contributions$1,456,686
Employer contribution per active participant$1,781
Average account balance$77,665
Benefits paid to participants$363,048
Plan auditUnmodified (clean) audit opinion
AuditorPECK ASSOCIATES, PC
Plan history4
Yearassets · accounts · employer contribution
2025$14.1M · 182 accts · $281K emplr
2024$10.5M · 176 accts · $272K emplr
2023$8.2M · 177 accts · $182K emplr
2022$5.4M · 170 accts · $156K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$29,761
Investment management$22,628
Total administrative$52,389
The Insource Services, Inc. 401(k) match · 2025
Employer contribution per active participant$1,781
Median for plans this size$2,666
2025$1,781 per active participant
2024$1,756 per active participant
2023$1,121 per active participant
2022$1,013 per active participant

Insource Services, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$29,761
CIBC PRIVATE WEALTH ADVISORS INC · Investment advisory (plan)$22,628

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$52,389 · 0.42%
2024$44,482 · 0.48%
2023$33,738 · 0.50%
2022$28,512 · 0.52%
Same employer
Similar plansProfessional & Technical Services · Massachusetts
Evertrue, Inc. MA$14.3M · 0.32%
Onespan North America Inc. MA$14.2M · 0.24%
Onespan North America Inc. MA$14.2M · 0.24%
Morsecorp, Inc. MA$14.0M · 0.19%
Stoke Therapeutics, Inc. MA$14.0M · 0.03%
Orion Health Inc. MA$13.9M · 0.48%
Fusion Trade, Inc. MA$13.8M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043178331 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.