Plan Ledger DOL Form 5500 · updated monthly

Insitro Inc.401(k)

INSITRO 401(K) PLAN · SOUTH SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Insitro Inc. reported $22,685 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,283 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.25% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 3,157th-largest of 9,483 plans among California employers on file, and the 4,837th of 11,654 in professional & technical services. In 2024, employees put in $2.33 for every $1.00 the employer contributed; active participation has grown from 206 to 284 since 2022.

Plan summary
Net assets, end of year$24,427,234
Participants with balances330
Active participants284
Employer contributions$2,068,300
Employee contributions$4,808,819
Employer contribution per active participant$7,283
Average account balance$74,022
Benefits paid to participants$1,942,750
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$24.4M · 330 accts · $2.1M emplr
2023$15.9M · 305 accts · $1.7M emplr
2022$7.8M · 219 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,687
Investment management$18,998
Total administrative$22,685
The Insitro Inc. 401(k) match · 2024
Employer contribution per active participant$7,283
Median for plans this size$2,416
2024$7,283 per active participant
2023$6,558 per active participant
2022$6,208 per active participant

Insitro Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ADVISORY GROUP, LLC · Investment management$18,998

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$22,685 · 0.11%
2023$11,044 · 0.09%
2022$16,044 · 0.25%
Same employer
Similar plansProfessional & Technical Services · California
Tobin Lucks, LLP CA$24.5M · 0.43%
Indus Technology, Inc. CA$24.5M · 0.42%
Kura Oncology, Inc. CA$24.4M · 0.22%
Talkdesk Inc. CA$24.4M · 0.16%
Reputation.com, Inc CA$24.3M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 824635443 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.