Plan Ledger DOL Form 5500 · updated monthly

Insigneo Securities, LLC401(k)

INSIGNEO SECURITIES, LLC 401(K) PLAN · MIAMI, FL · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Insigneo Securities, LLC reported $34,914 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $2,238 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.14% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,659th-largest of 3,644 plans among Florida employers on file, and 3,867th of 4,798 in finance & insurance. In 2024, employees put in $2.60 for every $1.00 the employer contributed; active participation has grown from 100 to 138 since 2022.

Plan summary
Net assets, end of year$11,270,958
Participants with balances140
Active participants138
Employer contributions$308,796
Employee contributions$803,354
Employer contribution per active participant$2,238
Average account balance$80,507
Benefits paid to participants$807,005
Plan auditUnmodified (clean) audit opinion
AuditorBIGGSKOFFORD, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$11.3M · 140 accts · $309K emplr
2023$9.1M · 119 accts · $235K emplr
2022$6.9M · 101 accts · $172K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,894
Investment management$30,020
Total administrative$34,914
The Insigneo Securities, LLC 401(k) match · 2024
Employer contribution per active participant$2,238
Median for plans this size$2,416
2024$2,238 per active participant
2023$2,197 per active participant
2022$1,716 per active participant

Insigneo Securities, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ALERUS FINANCIAL, NA. · Recordkeeping · Loan processing$34,949

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alerus
2023Alerus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$34,914 · 0.34%
2023$15,941 · 0.20%
2022$9,637 · 0.14%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 650886254 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.