Plan Ledger DOL Form 5500 · updated monthly

Ingardia Bros. Produce, Inc.401(k)

INGARDIA BROS. PRODUCE, INC. SAVINGS AND RETIREMENT PLAN · SANTA ANA, CA · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ingardia Bros. Produce, Inc. reported $17,704 in plan administrative expenses for 2025: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $710 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.00% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is the 3,700th-largest of 9,483 plans among California employers on file, and the 1,930th of 4,246 in wholesale trade. In 2025, employees put in $5.00 for every $1.00 the employer contributed; active participation has grown from 190 to 228 since 2022.

Plan summary
Net assets, end of year$19,532,515
Participants with balances151
Active participants228
Employer contributions$161,875
Employee contributions$809,337
Employer contribution per active participant$710
Average account balance$129,354
Benefits paid to participants$963,138
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$19.5M · 151 accts · $162K emplr
2024$16.8M · 145 accts · $158K emplr
2023$15.0M · 142 accts · $156K emplr
2022$12.6M · 144 accts · $132K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$17,704
Total administrative$17,704
The Ingardia Bros. Produce, Inc. 401(k) match · 2025
Employer contribution per active participant$710
Median for plans this size$2,666
2025$710 per active participant
2024$704 per active participant
2023$770 per active participant
2022$693 per active participant

Ingardia Bros. Produce, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
PENSION ASSURANCE LLP$12,000
BENETECH, INC$5,655
BENETECH, INC · Other servicesindirect comp
VOYA RETIREMENT INS AND ANNUITY CO · Investment advisory (plan)indirect comp
MORNING STAR · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$17,704 · 0.10%
2024$7,575 · 0.05%
2023$7,009 · 0.05%
2022$368 · 0.00%
Same employer
Similar plansWholesale Trade · California
Merchsource CA$19.5M · 0.28%
Dorfman Milano Company CA$19.3M · 0.30%
Peking Handicraft, Inc CA$19.3M · 0.30%
ENI-JR286, Inc. CA$19.0M · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953414145 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.