Plan Ledger DOL Form 5500 · updated monthly

Industrial Commercial Systems,401(k)

INDUSTRIAL COMMERCIAL SYSTEMS 401(K) PROFIT SHARING PLAN & TRUST · VISTA, CA · plan year 2024

Reported admin expense ratio · 2024
0.78%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Industrial Commercial Systems, reported $38,841 in plan administrative expenses for 2024: 0.78% of average plan assets, above the peer median. Employer contributions averaged $1,557 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.69% to 0.78%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (6,932nd of 9,483), and 9,715th of 11,654 in professional & technical services. In 2024, employees put in $2.63 for every $1.00 the employer contributed; active participation has shrunk from 130 to 107 since 2022.

Plan summary
Net assets, end of year$5,214,008
Participants with balances135
Active participants107
Employer contributions$166,559
Employee contributions$437,691
Employer contribution per active participant$1,557
Average account balance$38,622
Benefits paid to participants$631,354
Plan auditUnmodified (clean) audit opinion
AuditorPOOLER CPA GROUP, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$5.2M · 135 accts · $167K emplr
2023$4.7M · 149 accts · $160K emplr
2022$4.0M · 110 accts · $113K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,445
Investment management$24,536
Trustee / custodial$860
Total administrative$38,841
The Industrial Commercial Systems, 401(k) match · 2024
Employer contribution per active participant$1,557
Median for plans this size$1,313
2024$1,557 per active participant
2023$1,612 per active participant
2022$871 per active participant

Industrial Commercial Systems,'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PAYCHEX, INC. · Recordkeeping$13,705
CORNERSTONE WEALTH ADVISORS · Investment advisory (participants)$24,536

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Paychex
2023CORNERSTONE WEALTH ADVISORS, Paychex

This plan has changed recordkeepers within these filings. If you left Industrial Commercial Systems, before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$38,841 · 0.78%
2023$31,023 · 0.71%
2022$28,154 · 0.69%
Same employer
Similar plansProfessional & Technical Services · California
Firstlayerai, Inc. CA$5.3M · 0.02%
Therabody, Inc. CA$5.3M · 0.53%
Tubescience USA, Inc. CA$5.2M · 1.00%
Dmcg, Inc. CA$5.2M · 0.49%
Tia, Inc. CA$5.2M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330005175 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.