Plan Ledger DOL Form 5500 · updated monthly

Incom, Inc.401(k)

INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN · CHARLTON, MA · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Incom, Inc. reported $18,870 in plan administrative expenses for 2025: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,637 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.05% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 1,278th-largest of 2,726 plans among Massachusetts employers on file, and the 5,810th of 13,661 in manufacturing. In 2025, employees put in $4.15 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$20,660,386
Participants with balances196
Active participants156
Employer contributions$255,342
Employee contributions$1,060,375
Employer contribution per active participant$1,637
Average account balance$105,410
Benefits paid to participants$1,535,438
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$20.7M · 196 accts · $255K emplr
2024$18.6M · 195 accts · $275K emplr
2023$16.9M · 203 accts · $295K emplr
2022$15.1M · 214 accts · $277K emplr
The Incom, Inc. 401(k) match · 2025
Employer contribution per active participant$1,637
Median for plans this size$2,666
2025$1,637 per active participant
2024$1,808 per active participant
2023$1,967 per active participant
2022$1,641 per active participant

Incom, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$18,120
THE ANGELL PENSION GROUP, INC. · Other services · Contract administrator$750
LPL FINANCIAL CORPORATION · Other servicesindirect comp
CARON & BLETZER · Accounting / auditindirect comp
WILSHIRE ASSOCIATES INCORPORATED · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$18,870 · 0.10%
2024$9,353 · 0.05%
2023$9,225 · 0.06%
2022$8,572 · 0.05%
Same employer
Similar plansManufacturing · Massachusetts
Sun Gro Holdings Inc. MA$21.3M · 0.06%
Nova Ventures Group Corp. MA$21.2M · 0.01%
Krohne, Inc. MA$21.1M · 0.19%
Bvi MA$20.7M · 0.43%
Onset Computer Corporation MA$20.5M · 0.31%
Bfly Operations, Inc. MA$20.0M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042483274 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.