Plan Ledger DOL Form 5500 · updated monthly

Inalfa Roof Systems, Inc.401(k)

INALFA ROOF SYSTEMS, INC. 401(K) PROFIT SHARING PLAN · AUBURN HILLS, MI · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Inalfa Roof Systems, Inc. reported $97,013 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $2,660 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.23% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 546th-largest of 2,619 plans among Michigan employers on file, and the 686th of 5,215 in retail trade. In 2024, employees put in $3.44 for every $1.00 the employer contributed; active participation has shrunk from 264 to 231 since 2022.

Plan summary
Net assets, end of year$46,696,460
Participants with balances351
Active participants231
Employer contributions$614,400
Employee contributions$2,112,046
Employer contribution per active participant$2,660
Average account balance$133,038
Benefits paid to participants$5,741,660
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$46.7M · 351 accts · $614K emplr
2023$43.3M · 388 accts · $619K emplr
2022$38.2M · 404 accts · $607K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$36,234
Investment management$13,277
Total administrative$97,013
The Inalfa Roof Systems, Inc. 401(k) match · 2024
Employer contribution per active participant$2,660
Median for plans this size$2,416
2024$2,660 per active participant
2023$2,516 per active participant
2022$2,301 per active participant

Inalfa Roof Systems, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CAPFINANCIAL PARTNERS, LLC · Investment advisory (plan)$47,501
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$36,234
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$13,277

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$97,013 · 0.22%
2023$89,799 · 0.22%
2022$101,545 · 0.23%
All plans at this employer2
INALFA ROOF SYSTEMS, INC. 401(K) PROFIT SHARING PLAN401(k)
INALFA ROOF SYSTEMS, INC. UNION 401(K) PLAN401(k)
Same employer
Similar plansRetail Trade · Michigan
Awi Holdings, LLC MI$61.8M · 0.41%
Lafontaine Motors, Inc. MI$58.2M · 0.43%
Stockx LLC MI$49.7M · 0.19%
Greenmark Equipment, LLC MI$43.5M · 0.36%
Busch's, Inc. MI$36.7M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382558870 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.