Plan Ledger DOL Form 5500 · updated monthly

In-N-Out Burger, Inc.401(k)

IN-N-OUT BURGER ASSOCIATES' PROFIT SHARING PLAN · IRVINE, CA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

In-N-Out Burger, Inc. reported $206,126 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,528 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.04% to 0.02%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 142nd-largest of 9,483 plans among California employers on file, and the 14th of 2,240 in accommodation & food services. In 2024, employees put in $1.84 for every $1.00 the employer contributed; active participation has grown from 11,750 to 21,337 since 2022.

Plan summary
Net assets, end of year$947,326,827
Participants with balances25,656
Active participants21,337
Employer contributions$32,609,001
Employee contributions$59,904,969
Employer contribution per active participant$1,528
Average account balance$36,924
Benefits paid to participants$42,212,628
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$947.3M · 25,656 accts · $32.6M emplr
2023$768.2M · 22,147 accts · $27.4M emplr
2022$613.5M · 16,230 accts · $23.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$60,331
Investment management$145,795
Total administrative$206,126
The In-N-Out Burger, Inc. 401(k) match · 2024
Employer contribution per active participant$1,528
Median for plans this size$4,294
2024$1,528 per active participant
2023$1,578 per active participant
2022$2,035 per active participant

In-N-Out Burger, Inc.'s 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$145,795
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$60,331

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$206,126 · 0.02%
2023$214,458 · 0.03%
2022$255,575 · 0.04%
Same employer
Similar plansAccommodation & Food Services · California
Chick-Fil-A, Inc. GA$1.1B · 0.02%
Yum Brands, Inc. KY$1.1B · 0.12%
Travel + Leisure Co. FL$962.2M · 0.10%
The Board of Trustees NY$813.1M · 0.17%
Avis Budget Group, Inc. NJ$718.2M · 0.09%
Hilton Resorts Corporation FL$705.6M · 0.20%
Panda Restaurant Group, Inc. CA$609.8M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952246829 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.