Plan Ledger DOL Form 5500 · updated monthly

Impact Rto Holdings LLC401(k)

IMPACT RTO HOLDINGS LLC 401(K) PROFIT SHARING PLAN & TRUST · TAMPA, FL · plan year 2024

Reported admin expense ratio · 2024
0.70%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Impact Rto Holdings LLC reported $21,327 in plan administrative expenses for 2024: 0.70% of average plan assets, above the peer median. Employer contributions averaged $429 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.91% to 0.70%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Florida (2,826th of 3,644), and 4,271st of 5,215 in retail trade. In 2024, employees put in $2.62 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,292,360
Participants with balances630
Active participants327
Employer contributions$140,417
Employee contributions$368,451
Employer contribution per active participant$429
Average account balance$5,226
Benefits paid to participants$430,480
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.3M · 630 accts · $140K emplr
2023$2.8M · 541 accts · $138K emplr
2022$2.4M · 430 accts · $163K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,897
Investment management$8,570
Trustee / custodial$860
Total administrative$21,327
The Impact Rto Holdings LLC 401(k) match · 2024
Employer contribution per active participant$429
Median for plans this size$1,313
2024$429 per active participant
2023$434 per active participant
2022$499 per active participant

Impact Rto Holdings LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PAYCHEX, INC. · Recordkeeping$12,157
LEVELIZED COMPENSATION ADVISOR · Investment advisory (plan)$14,137

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Paychex
2023LEVELIZED COMPENSATION ADVISOR, Paychex

This plan has changed recordkeepers within these filings. If you left Impact Rto Holdings LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$21,327 · 0.70%
2023$16,915 · 0.65%
2022$21,811 · 0.91%
Similar plansRetail Trade · Florida
Mercato 2401, Inc. FL$3.5M · 0.90%
Hsk Industries, Inc. FL$3.3M · 0.23%
Jenkins Linc-Merc, Inc. FL$3.3M · 0.30%
Smp Acquisition Co. FL$3.3M · 1.20%
Surf Style Retail FL$3.1M · 0.84%
Elite Flower Services FL$2.9M · 2.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 474781524 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.