Plan Ledger DOL Form 5500 · updated monthly

IMAGINE360 Services LLC401(k)

IMAGINE360 LLC 401(K) PLAN · BILLINGS, MT · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

IMAGINE360 Services LLC reported $87,805 in plan administrative expenses for 2024: 0.23% of average plan assets, below the peer median. Employer contributions averaged $3,196 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.23%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 27th-largest of 229 plans among Montana employers on file, and the 3,004th of 11,654 in professional & technical services. In 2024, employees put in $2.60 for every $1.00 the employer contributed; active participation has grown from 377 to 475 since 2022.

Plan summary
Net assets, end of year$44,871,525
Participants with balances531
Active participants475
Employer contributions$1,518,092
Employee contributions$3,953,607
Employer contribution per active participant$3,196
Average account balance$84,504
Benefits paid to participants$3,898,624
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $725K emplr
2024$44.9M · 531 accts · $1.5M emplr
2023$32.2M · 462 accts · $1.3M emplr
2022$24.2M · 396 accts · $948K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$87,805
Total administrative$87,805
The IMAGINE360 Services LLC 401(k) match · 2024
Employer contribution per active participant$3,196
Median for plans this size$2,416
2024$3,196 per active participant
2023$3,102 per active participant
2022$2,513 per active participant

IMAGINE360 Services LLC's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$87,775
RELIANCE · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$87,805 · 0.23%
2023$61,548 · 0.22%
2022$52,570 · 0.22%
All plans at this employer2
IMAGINE360 LLC 401(K) PLAN401(k)
IMAGINE360 ADMINISTRATORS 401(K) PLAN401(k)
Similar plansProfessional & Technical Services · Montana
Electrical Consultants, Inc. MT$142.9M · 0.16%
Crowley Fleck Pllp MT$109.6M · 0.18%
Cushing Terrell MT$91.6M · 0.24%
Morrison-Maierle, Inc. MT$77.1M · 0.05%
Zoot Enterprises Inc MT$42.5M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 271535451 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.