Plan Ledger DOL Form 5500 · updated monthly

Illuminations Inc401(k)

ILLUMINATIONS INC 401(K) PROFIT SHARING PLAN & TRUST · WEST CHESTER, PA · plan year 2024

Reported admin expense ratio · 2024
1.29%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Illuminations Inc reported $98,295 in plan administrative expenses for 2024: 1.29% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,889 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.17% to 1.29%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,470th of 3,651), and 3,135th of 4,246 in wholesale trade. In 2024, employees put in $3.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,466,362
Participants with balances126
Active participants131
Employer contributions$378,421
Employee contributions$1,226,450
Employer contribution per active participant$2,889
Average account balance$67,193
Benefits paid to participants$605,839
Plan auditUnmodified (clean) audit opinion
AuditorISDANER & COMPANY, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$8.5M · 126 accts · $378K emplr
2023$6.7M · 119 accts · $107K emplr
2022$5.6M · 108 accts · $94K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,437
Investment management$78,552
Trustee / custodial$1,306
Total administrative$98,295
The Illuminations Inc 401(k) match · 2024
Employer contribution per active participant$2,889
Median for plans this size$1,313
2024$2,889 per active participant
2023$815 per active participant
2022$776 per active participant

Illuminations Inc's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PAYCHEX, INC. · Recordkeeping$18,388
AMERIPRISE FINANCIAL SERVICES · Investment advisory (participants)$65,608

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Paychex
2023AMERIPRISE FINANCIAL SERVICES, Paychex

This plan has changed recordkeepers within these filings. If you left Illuminations Inc before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$98,295 · 1.29%
2023$76,131 · 1.23%
2022$66,158 · 1.17%
Same employer
Similar plansWholesale Trade · Pennsylvania
Capp, Inc PA$8.8M · 0.37%
R.J. Walker Co., Inc PA$8.3M · 0.08%
Arley Wholesale, Inc. PA$8.2M · 0.72%
Baudax Bio, Inc. PA$8.1M · 0.18%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 232519749 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.