Plan Ledger DOL Form 5500 · updated monthly

Huntington Bancshares Incorporated401(k)

THE HUNTINGTON 401(K) PLAN · COLUMBUS, OH · plan year 2025

Reported admin expense ratio · 2025
0.06%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Huntington Bancshares Incorporated reported $1,690,706 in plan administrative expenses for 2025: 0.06% of average plan assets, above the peer median. Employer contributions averaged $3,161 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.08% to 0.06%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other finance & insurance employers. By assets it is the 20th-largest of 3,295 plans among Ohio employers on file, and the 75th of 4,798 in finance & insurance. In 2025, employees put in $2.47 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,838,550,237
Participants with balances25,915
Active participants21,436
Employer contributions$67,751,709
Employee contributions$167,635,764
Employer contribution per active participant$3,161
Average account balance$109,533
Benefits paid to participants$240,954,596
Plan auditUnmodified (clean) audit opinion
AuditorARY ROEPCKE MULCHAEY, P.C.
Plan history4
Yearassets · accounts · employer contribution
2025$2.8B · 25,915 accts · $67.8M emplr
2024$2.4B · 24,860 accts · $60.9M emplr
2023$2.0B · 24,401 accts · $61.6M emplr
2022$1.6B · 24,895 accts · $60.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$793,327
Investment management$807,082
Audit (IQPA)$56,000
Total administrative$1,690,706
The Huntington Bancshares Incorporated 401(k) match · 2025
Employer contribution per active participant$3,161
Median for plans this size$5,084
2025$3,161 per active participant
2024$2,976 per active participant
2023$3,140 per active participant
2022$3,025 per active participant

Huntington Bancshares Incorporated's 2025 employer contribution ran below the $5,084 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20257
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$793,327
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$537,943
MERCER · Investment advisory (plan)$179,139
NEWPORT TRUST COMPANY · Investment advisory (plan)$90,000
ARY ROEPCKE MULCHAEY, P.C. · Accounting / audit$56,000
BAKERHOSTETLER · Legal$27,542
THOMPSON HINE LLP · Legal$6,755

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,690,706 · 0.06%
2024$1,458,615 · 0.07%
2023$1,422,036 · 0.08%
2022$1,374,542 · 0.08%
Same employer
Similar plansFinance & Insurance · Ohio
Keycorp OH$4.1B · 0.13%
Fifth Third Bancorp OH$4.0B · 0.05%
Medical Mutual of Ohio OH$799.4M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310724920 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.