Plan Ledger DOL Form 5500 · updated monthly

Hunger Mountain Cooperative, Inc.401(k)

HUNGER MOUNTAIN COOPERATIVE, INC. 401(K) PLAN · MONTPELIER, VT · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Hunger Mountain Cooperative, Inc. reported $16,871 in plan administrative expenses for 2024: 0.21% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,351 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.21%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Vermont (159th of 230), and 2,989th of 5,215 in retail trade. In 2024, employees put in $2.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,230,416
Participants with balances161
Active participants118
Employer contributions$159,371
Employee contributions$356,269
Employer contribution per active participant$1,351
Average account balance$51,121
Benefits paid to participants$914,587
Plan auditUnmodified (clean) audit opinion
AuditorWEGNER CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$8.2M · 161 accts · $159K emplr
2023$7.5M · 157 accts · $164K emplr
2022$6.1M · 146 accts · $154K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,871
Total administrative$16,871
The Hunger Mountain Cooperative, Inc. 401(k) match · 2024
Employer contribution per active participant$1,351
Median for plans this size$1,313
2024$1,351 per active participant
2023$1,270 per active participant
2022$1,302 per active participant

Hunger Mountain Cooperative, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$16,871

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$16,871 · 0.21%
2023$14,386 · 0.21%
2022$14,524 · 0.22%
Same employer
Similar plansRetail Trade · Vermont
Mactaw, Inc. VT$10.4M · 0.92%
Cota & Cota, Inc. VT$9.1M · 0.02%
Badge Motor Company VT$8.7M · 0.40%
St. Johnsbury Subaru LLC VT$5.9M · 1.22%
Handy Group, Inc. VT$5.8M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030229475 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.