Plan Ledger DOL Form 5500 · updated monthly

Human Services Center403(b)

403(B) THRIFT PLAN OF HUMAN SERVICES CENTER · NEW CASTLE, PA · plan year 2024

Reported admin expense ratio · 2024
0.54%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Human Services Center reported $61,258 in plan administrative expenses for 2024: 0.54% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,617 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.32% to 0.54%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (2,091st of 3,651), and the 5,118th of 11,911 in health care & social assistance. In 2024, the employer put in $1.52 for every $1.00 employees contributed themselves; active participation has grown from 156 to 179 since 2022.

Plan summary
Net assets, end of year$12,144,421
Participants with balances190
Active participants179
Employer contributions$468,531
Employee contributions$308,388
Employer contribution per active participant$2,617
Average account balance$63,918
Benefits paid to participants$623,453
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$12.1M · 190 accts · $469K emplr
2023$10.8M · 186 accts · $440K emplr
2022$10.4M · 203 accts · $408K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,439
Investment management$29,075
Trustee / custodial$4,744
Total administrative$61,258
Employer contributions to the Human Services Center plan · 2024
Employer contribution per active participant$2,617
Median for plans this size$2,416
2024$2,617 per active participant
2023$2,433 per active participant
2022$2,613 per active participant

Human Services Center's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NWPS · Recordkeeping · Loan processing$27,439
F.N.B. WEALTH MANAGEMENT · Investment advisory (participants) · Investment advisory (plan)$29,075

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NWPS
2023NWPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$61,258 · 0.54%
2023$53,604 · 0.51%
2022$37,561 · 0.32%
Similar plansHealth Care & Social Assistance · Pennsylvania
Health Union, LLC PA$12.3M · 0.28%
Comhar, Inc. PA$12.3M · 0.98%
Prospectus/Berco PA$12.1M · 0.53%
Brethren Village PA$11.8M · 0.04%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 251123896 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.