Plan Ledger DOL Form 5500 · updated monthly

Human First , Inc.401(k)

SECTION 403(B) RETIREMENT PLAN FOR EMPLOYEES OF HUMAN FIRST , INC. · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Human First , Inc. reported $3,096 in plan administrative expenses for 2024: 0.34% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.48% to 0.34%. The plan sits in the under $1M size bracket, benchmarked here against 1,109 comparable plans. By assets it is among the smaller plans on file in New York (5,350th of 5,648). active participation has shrunk from 285 to 255 since 2022.

Plan summary
Net assets, end of year$961,104
Participants with balances144
Active participants255
Employer contributions$0
Employee contributions$59,018
Employer contribution per active participant$0
Average account balance$6,674
Benefits paid to participants$20,717
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$961K · 144 accts
2023$835K · 148 accts
2022$763K · 161 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,545
Investment management$1,302
Total administrative$3,096
The Human First , Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$540

Human First , Inc.'s 2024 employer contribution ran below the $540 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA SEC. CORP LLC · Recordkeeping · Loan processing$3,096

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

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Administrative cost history3
2024$3,096 · 0.34%
2023$3,502 · 0.44%
2022$11,602 · 1.48%
Same employer
Similar plansplans of similar size
Arizona Youth Partnership AZ$962K · 0.87%
Mar-Stew Inc OH$961K · 0.11%
Sun Capital Hotels NM$961K · 0.87%
Oakland Manager LLC IL$961K · 0.79%
Futurex Industries, Inc. IN$960K · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 113590136 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.