Plan Ledger DOL Form 5500 · updated monthly

Hudson Valley Staff, LTD. dba Acadia HR401(k)

ACADIA HR MEP PLAN · RED HOOK, NY · plan year 2023

Reported admin expense ratio · 2023
1.55%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Hudson Valley Staff, LTD. dba Acadia HR reported $140,321 in plan administrative expenses for 2023: 1.55% of average plan assets, higher than ~90% of peers. Employer contributions averaged $444 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.34% to 1.48%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in New York (3,580th of 5,648), and the 997th of 2,534 in administrative & support services. In 2023, employees put in $4.15 for every $1.00 the employer contributed; active participation has grown from 338 to 477 since 2022.

Plan summary
Net assets, end of year$10,201,132
Participants with balances354
Active participants477
Employer contributions$211,964
Employee contributions$878,769
Employer contribution per active participant$444
Average account balance$28,817
Benefits paid to participants$1,041,345
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.4M · 183 accts · $328K emplr
2023$10.2M · 354 accts · $212K emplr
2022$7.9M · 347 accts · $358K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$113,399
Investment management$26,922
Total administrative$140,321
The Hudson Valley Staff, LTD. dba Acadia HR 401(k) match · 2023
Employer contribution per active participant$444
Median for plans this size$1,308
2024$1,380 per active participant
2023$444 per active participant
2022$1,060 per active participant

Hudson Valley Staff, LTD. dba Acadia HR's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20234
COMPASS 360, LLC · Recordkeeping · Loan processing$62,967
TRANSAMERICA FINANCIAL LIFE INS CO · Recordkeeping · Loan processing$50,432
BEYOND WEALTH MANAGEMENT GROUP LLC · Investment advisory (plan)$25,166
MESIROW FINANCIAL, INC. · Investment advisory (plan)$1,756

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024COMPASS 360, LLC, Transamerica
2023COMPASS 360, LLC, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$138,289 · 1.48%
2023$140,321 · 1.55%
2022$108,389 · 1.34%
Similar plansAdministrative & Support Services · New York
Tempositions, Inc. NY$11.5M · 0.24%
Nomad Health, Inc. NY$10.9M · 0.54%
Evolutioniq, LLC NY$9.9M · 0.09%
The Tico Group, LLC NY$9.8M · 0.12%
Phaxis, LLC NY$9.5M · 0.93%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141725479 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.