Plan Ledger DOL Form 5500 · updated monthly

Horton Holdings, LLC401(k)

SUN STATE INTERNATIONAL TRUCKS, LLC. 401(K) RETIREMENT PLAN · TAMPA, FL · plan year 2025

Reported admin expense ratio · 2025
0.45%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Horton Holdings, LLC reported $51,704 in plan administrative expenses for 2025: 0.45% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,333 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 1,572nd-largest of 3,644 plans among Florida employers on file, and the 2,247th of 5,215 in retail trade. In 2025, employees put in $3.22 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,184,415
Participants with balances198
Active participants207
Employer contributions$275,859
Employee contributions$887,251
Employer contribution per active participant$1,333
Average account balance$61,537
Benefits paid to participants$1,096,359
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$12.2M · 198 accts · $276K emplr
2024$10.7M · 215 accts · $244K emplr
2023$9.1M · 216 accts · $221K emplr
2022$7.5M · 209 accts · $31K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$34,522
Investment management$17,182
Total administrative$51,704
The Horton Holdings, LLC 401(k) match · 2025
Employer contribution per active participant$1,333
Median for plans this size$2,666
2025$1,333 per active participant
2024$1,141 per active participant
2023$1,091 per active participant
2022$165 per active participant

Horton Holdings, LLC's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIFTH THIRD BANK · Investment advisory (plan)$15,384
EMPOWER ADVISORY GROUP, LLC · Investment management$1,798

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$51,704 · 0.45%
2024$45,441 · 0.46%
2023$40,473 · 0.49%
2022$35,955 · 0.46%
Similar plansRetail Trade · Florida
Chauvet & Sons, LLC. FL$13.1M · 0.71%
Venus Fashion, Inc. FL$12.6M · 0.07%
Surterra Holdings, Inc. FL$12.3M · 1.24%
Boniface & Company, Inc. FL$12.0M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 593750723 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.