Plan Ledger DOL Form 5500 · updated monthly

Home Start, Inc401(k)

HOME START INC 401K PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Home Start, Inc reported $16,669 in plan administrative expenses for 2024: 0.57% of average plan assets, above the peer median. Employer contributions averaged $1,434 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.47% to 0.57%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (7,775th of 9,483), and 9,156th of 11,911 in health care & social assistance. In 2024, employees put in $1.93 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,136,547
Participants with balances120
Active participants97
Employer contributions$139,073
Employee contributions$267,750
Employer contribution per active participant$1,434
Average account balance$26,138
Benefits paid to participants$327,261
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.1M · 120 accts · $139K emplr
2023$2.7M · 134 accts · $133K emplr
2022$2.3M · 136 accts · $124K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,597
Trustee / custodial$72
Total administrative$16,669
The Home Start, Inc 401(k) match · 2024
Employer contribution per active participant$1,434
Median for plans this size$1,313
2024$1,434 per active participant
2023$1,402 per active participant
2022$1,254 per active participant

Home Start, Inc's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
WELLS FARGO · Recordkeeping · Trusteeindirect comp
ADP INC · Loan processing · Recordkeepingindirect comp
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Wells Fargo
2023ADP, Wells Fargo

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$16,669 · 0.57%
2023$11,604 · 0.47%
2022$11,257 · 0.47%
Similar plansHealth Care & Social Assistance · California
Vida Family Therapy PC CA$3.2M · 0.19%
East Bay Innovations CA$3.2M · 0.10%
Alloy Die Casting Co. CA$3.1M · 0.71%
Lincoln Training Center CA$3.1M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953138268 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.