Plan Ledger DOL Form 5500 · updated monthly

Home Bancshares, Inc.401(k) + ESOP (KSOP)

HOME BANCSHARES, INC. 401(K) AND EMPLOYEE STOCK OWNERSHIP PLAN · CONWAY, AR · plan year 2025

Reported admin expense ratio · 2025
0.09%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Home Bancshares, Inc. reported $145,659 in plan administrative expenses for 2025: 0.09% of average plan assets, below the peer median. Employer contributions averaged $1,364 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.13% to 0.09%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 28th-largest of 456 plans among Arkansas employers on file, and the 662nd of 4,798 in finance & insurance. In 2025, employees put in $3.19 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$172,187,211
Participants with balances2,455
Active participants2,708
Employer contributions$3,692,652
Employee contributions$11,771,963
Employer contribution per active participant$1,364
Average account balance$70,137
Benefits paid to participants$13,416,108
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$172.2M · 2,455 accts · $3.7M emplr
2024$150.3M · 2,492 accts · $3.5M emplr
2023$127.4M · 2,507 accts · $3.6M emplr
2022$104.2M · 2,686 accts · $3.3M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$84,352
Investment management$61,307
Total administrative$145,659
The Home Bancshares, Inc. 401(k) match · 2025
Employer contribution per active participant$1,364
Median for plans this size$4,093
2025$1,364 per active participant
2024$1,349 per active participant
2023$1,302 per active participant
2022$1,179 per active participant

Home Bancshares, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
NEWPORT GROUP, INC. · Loan processing · Recordkeeping$54,680
BKD CO · Investment advisory (plan)$90,979

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Newport (Ascensus)
2024FORVIS MAZARS WEALTH ADVISORS, Newport (Ascensus)
2023FORVIS WEALTH ADVISORS, Newport (Ascensus)

This plan has changed recordkeepers within these filings. If you left Home Bancshares, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$145,659 · 0.09%
2024$205,754 · 0.15%
2023$126,651 · 0.11%
2022$131,655 · 0.13%
Same employer
Similar plansFinance & Insurance · Arkansas
Arvest Bank AR$925.8M · 0.03%
Bank Ozk AR$302.2M · 0.07%
First Security Bancorp AR$84.0M · 0.01%
First Bank Corp AR$74.8M · 0.23%
First Financial Bank AR$58.5M · 0.23%
Southern Bancorp, Inc. AR$53.9M · 0.29%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 710682831 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.