Plan Ledger DOL Form 5500 · updated monthly

Holt Construction Corp.401(k)

HOLT CONSTRUCTION CORP, RETIREMENT SAVINGS PLAN · PEARL RIVER, NY · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Holt Construction Corp. reported $12,108 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,090 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.07% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 2,084th-largest of 5,648 plans among New York employers on file, and the 1,635th of 5,337 in construction. In 2024, employees put in $2.04 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$27,309,365
Participants with balances285
Active participants216
Employer contributions$1,099,496
Employee contributions$2,246,447
Employer contribution per active participant$5,090
Average account balance$95,822
Benefits paid to participants$3,611,433
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$27.3M · 285 accts · $1.1M emplr
2023$24.1M · 346 accts · $818K emplr
2022$19.8M · 272 accts · $974K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,629
Total administrative$12,108
The Holt Construction Corp. 401(k) match · 2024
Employer contribution per active participant$5,090
Median for plans this size$2,416
2024$5,090 per active participant
2023$3,913 per active participant
2022$4,944 per active participant

Holt Construction Corp.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PENTEGRA SERVICES INC. · Contract administrator · Other services$7,358
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$3,271

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$12,108 · 0.05%
2023$15,695 · 0.07%
2022$12,995 · 0.07%
Same employer
Similar plansConstruction · New York
Urban Atelier Group, LLC NY$26.8M · 0.03%
Contractor Services Co. NY$26.6M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 131758574 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.